Susanne Patterson - Realtor

07/24/2025

And just like Tequila, some REALTOR®s are better than others - choose wisely!

07/21/2025

We all know rates have been all over the board over the last couple of years. There are more homes on the market than buyers. With rates stabilizing and sellers offering concessions which can be used to rate buy down or closing costs, now may be the perfect time to buy.

Interested in starting the process, give me a call at 602-284-8123 - let's get you in to a home of your own!

Over the past few years, affordability has been the biggest challenge for homebuyers. 

07/20/2025

Who doesn't love ice cream

07/18/2025

Who doesn't love bacon?

07/18/2025

I am glad the airman and his partner choose flowers over Starbucks! Found them the rental they needed when he received orders to PCS to Luke AFB!

07/15/2025

If you are self employed please check with the lender before you start writing off all your business expenses.

07/13/2025

07/13/2025

Stay tuned for my newest listing in Fletcher Heights! I know you want to just jump right in!

Interested or know someone who is, call me at 602-284-8123 for more information 🤩

07/11/2025

I’m always my “version” of normal 🤪

07/10/2025

When a past client shares this with you it gives you a warm, fuzzy feeling 🥰

07/06/2025

I was advised to work with renters at the very beginning of my real estate career and I am grateful to the person that said this to me. I have met a lot of people and helped them find a place to rent. Some have even decided to buy.

One thing I have learned is when people are anxious to get approved is that they most likely have "issues". This person was no exception.

Please keep in mind that an owner / property manager is going to look at how you pay your bills - so how many late payments / collections. They are going to look at your income and how much of that you spend on things like car payments, credit card bills, etc. They will look at your rental history (the rental ledger says it all - how many late rent payments, etc.).

If you want to rent a home please keep these things in mind. If you are not honest with the Realtor you are working with, you will waste a lot of money applying for properties you will never be approved for.

07/05/2025

I am totally in this boat... originally purchased my home in 1992 for $70,000 (after the savings and loan mess of the late 80's). Remodeled / updated most of my home and could sell, even in this crazy market for $350,000. This means I have $280,000 in equity in my home. With today's exemption I would be paying capital gains on the $30,000, not bad. But could you imagine if your home had appreciated even more?

Legislation needs to be updated because today's current exemption covers $250,000 if you are single and $500,000 if you are married. It is time to start talking to your representatives about this outdated exemption.

Looking to see what your home could sell for, give me a call at 602-284-8123 - I am happy to sit down with you and go over your options.

Homeowners face a stiff penalty for staying in their homes too long: a hidden home equity tax.

Nearly 1 in 3 homeowners in the U.S. have built up more equity in their home than what the IRS allows them to keep tax-free when they sell. And by 2030, over half of homeowners could be in the same boat.

Most people think of their home as their nest egg, not a taxable investment. But a federal rule from 1997 hasn’t kept up with today’s housing prices. That means the longer you stay and the more your home grows in value, the more likely you'll owe capital gains tax when you sell.

This hidden “home equity tax” hits hardest when families need that money most, like retirement, medical care, or passing it on to kids. It also discourages older homeowners from selling, which keeps much-needed homes off the market and pushes prices even higher for everyone.

Where homeowners are over the exclusion limit: https://rltor.cm/15i4l1