Credit Builders Alliance - CBA

Credit Builders Alliance - CBA Credit as an Asset for All

Make Better Lending Decisions—FasterNonprofit lenders and CDFIs—what if you could reach more borrowers without increasin...
08/07/2025

Make Better Lending Decisions—Faster

Nonprofit lenders and CDFIs—what if you could reach more borrowers without increasing risk?

CBA’s Open Banking service is here. After a successful pilot with VantageScore, this powerful tool is now available to CBA lender members—free through September 30.

With Open Banking, you’ll gain:
✅ Greater Access – 44% of previously declined applicants could be reconsidered
📊 Stronger Insights – Especially helpful for new-to-credit or thin-file applicants
📉 Clearer Risk Segmentation – Scores moving in both directions for a sharper risk picture

📩 Contact Member Relations Today!
🔗 [email protected]

Welcome to the 2025 Master Trainer Cohort!Last week, our newest cohort of Master Trainers completed their two-day certif...
08/04/2025

Welcome to the 2025 Master Trainer Cohort!

Last week, our newest cohort of Master Trainers completed their two-day certification training—and we’re thrilled to celebrate their journey ahead. This amazing group will extend our reach to 15 new cities and 4 new states!

We’re incredibly grateful for their passion, leadership, and commitment to expanding knowledge in communities across the country. Let’s hear it for the newest trainers helping to turn information into impact!

🗣 Introducing the Open Banking Portal!Are you a nonprofit lender or CDFI looking to say “yes” to more borrowers—faster?A...
07/31/2025

🗣 Introducing the Open Banking Portal!

Are you a nonprofit lender or CDFI looking to say “yes” to more borrowers—faster?

After a successful pilot with VantageScore, CBA’s Open Banking Portal service is now live for our lender members! This tool provides deeper insight into thin or new-to-credit files, helping you assess applicants with more accuracy and confidence.

✅Better Access: 44% of previously declined applicants could be reconsidered
✅Deeper Insights: Leverage open banking data to fill credit file gaps
✅Improved Risk Segmentation: More clarity to help you manage risk

Try it out with a FREE TRIAL of upgraded CBA Membership through Sept. 30.

📩Email us at [email protected] to get started!

🗣Building Credit, Building Health: Join Us in Seattle!Credit and health are deeply connected—and it’s time we talk about...
07/30/2025

🗣Building Credit, Building Health: Join Us in Seattle!

Credit and health are deeply connected—and it’s time we talk about it.

On September 16, Credit Builders Alliance and Kaiser Permanente are hosting an in-person convening in Seattle to explore how credit access impacts health outcomes in underserved communities. From practitioners to policymakers, this event brings together leaders across sectors to share ideas, lift up real-world solutions, and drive change.

🗓️ When: September 16, 2025 | 9:00 AM – 3:00 PM PT
📍 Where: Crowne Plaza Seattle – Downtown
🍽️ Lunch included!

If you’re working at the intersection of healthcare, financial wellness, or policy, this gathering is for you.

🔗Register now
https://web.cvent.com/event/5305f29a-0b35-4a7a-ac58-620e416f3032/summary?RefId=Socials

CBA is growing!We’re thrilled to welcome six new organizations to the CBA Credit Building Community—now 600+ members str...
07/28/2025

CBA is growing!
We’re thrilled to welcome six new organizations to the CBA Credit Building Community—now 600+ members strong!

Welcome aboard:
▪️ Charlotte Area Fund, Inc.
▪️ Community Economic Empowerment Network
▪️ Freedom First Credit Union
▪️ Hispanic Center of Western Michigan
▪️ Small Things Enterprises, Inc.
▪️ Spectrum Human Services

We’re excited to work together to advance economic equity and expand credit building opportunities across the country.

🔗 Read the July Newsletter
https://bit.ly/CBAJulyUpdate

🔗 Sign up for updates
https://creditbuildersalliance.org/cba-newsletter/

🔗 Explore our members
https://creditbuildersalliance.org/find-a-member/

🥂Celebrating 7 Years of Impact with CBA Fund!Since 2018, CBA Fund has been dedicated to expanding small dollar consumer ...
07/25/2025

🥂Celebrating 7 Years of Impact with CBA Fund!

Since 2018, CBA Fund has been dedicated to expanding small dollar consumer loans and strengthening nonprofit lenders like First Community Capital, Inc. In just seven years, we've provided $7.8 million in low-cost capital, awarded $1.8 million in grants, and supported 74 nonprofit lenders with 103 loans—helping communities access safe and affordable alternatives to predatory loans.

Learn more about CBA Fund:
https://creditbuildersalliance.org/cba-services/cba-fund/

💳 Best Student Credit Cards of July 2025 – Featuring Advice from CBA’s Dara DuguayBankrate recently released its list of...
07/22/2025

💳 Best Student Credit Cards of July 2025 – Featuring Advice from CBA’s Dara Duguay

Bankrate recently released its list of the Best Student Credit Cards of July 2025, highlighting top picks for categories like Best Overall Student Card, Best for International Students, and more.

The article doesn’t stop at rankings—it also explores essential topics like:

✅ Why students should start building credit early
✅ What makes a great student credit card
✅ How to use credit cards responsibly as a student

Our very own CBA CEO Dara Duguay shared expert tips on preparing for your first credit card and setting healthy financial habits that last a lifetime.

Read the full article here:
🔗 https://www.bankrate.com/credit-cards/building-credit/best-student-cards/ -to-use-a-credit-card-responsibly-as-a-student

📢 Building Credit, Building Health: Seattle ConveningJoin Credit Builders Alliance (CBA) and Kaiser Permanente for a vit...
07/18/2025

📢 Building Credit, Building Health: Seattle Convening
Join Credit Builders Alliance (CBA) and Kaiser Permanente for a vital in-person event focused on the intersection of credit and health.

📍 Where: Crowne Plaza Seattle – Downtown
🗓 When: September 16, 2025 | 9:00 AM – 3:00 PM PT (Lunch included)
🙎 Who Should Attend: Healthcare professionals, nonprofit leaders, policymakers, financial wellness advocates, and anyone advancing economic and health equity.

This is the third in a series of regional convenings designed to:
✅ Explore the connection between credit and health
✅ Break down credit access barriers
✅ Highlight scalable solutions for underserved communities

Don’t miss this important conversation—register today!
🔗https://web.cvent.com/event/5305f29a-0b35-4a7a-ac58-620e416f3032/summary?RefId=Socials

🗣What are CBA members saying?We recently wrapped up our 2025 member satisfaction survey, and the results are in! From cr...
07/16/2025

🗣What are CBA members saying?

We recently wrapped up our 2025 member satisfaction survey, and the results are in! From credit reporting tools to staff support, CBA members continue to find value in the services we offer.

✅100% of respondents reported being satisfied with their membership
✅CBA staff earned a 4.7/5.0 helpfulness rating
✅Top services: Reporting, loan data, and free trainings

Check out the graphic for full results!

Not yet a CBA member? Learn how your organization can benefit from our credit building tools, training, and support. Explore membership details and services here:

🔗https://creditbuildersalliance.org/become-member/

🚨CBA CEO Highlights Urgent Funding Challenges in American Banker SpotlightCBA is highlighting the effects of funding cha...
07/15/2025

🚨CBA CEO Highlights Urgent Funding Challenges in American Banker Spotlight

CBA is highlighting the effects of funding changes to our field. The financial fallouts have had drastic impacts that need to be addressed urgently. Read more in this spotlight article in American Banker, penned by our CEO, Dara Duguay:

�https://creditbuildersalliance.org/wp-content/uploads/2025/07/American-Banker-Op-Ed-digital-approved-version.pdf

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